Skin Care @ Neem Skin™

Welcome to the www.HealthandBeautyDoctor.com. The information provided on this site is for general
informational and educational purposes only. Please read and review these Terms of Use carefully before
accessing or using this Web site. By accessing or using this site, you acknowledge that you have read,
understood and agreed to the Terms of Use Agreement. If you do not agree to the Terms of Use, you may
not access or use the site.

1. Use of Web site. The information provided on this site is for general informational and educational
purposes. Certain sections of this Web site are intended for particular audiences including
www.HealthandBeautyDoctor.com employees, customers and shareholders, as well as members of the
health care community and the general public. Your access to and use of the information contained in the
Web site is subject to this Terms of Use Agreement. By accessing and using this Web site, you accept,
without limitation or qualification, this Terms of Use Agreement.

2. Content. www.HealthandBeautyDoctor.com will use reasonable efforts to include accurate and
up-to-date information on this Web site but makes no warranties or representations of any kind as to its
accuracy, currency or completeness. You agree that access to and use of this Web site and the content
thereof is at your own risk. www.HealthandBeautyDoctor.com disclaims all warranties, express or implied,
including warranties of merchantability or fitness for a particular purpose. Neither
www.HealthandBeautyDoctor.com nor any party involved in creating, producing or delivering this Web site
shall be liable for any damages, including without limitation, direct, incidental, consequential, indirect or
punitive damages, arising out of access to, use of or inability to use this Web site, or any errors or
omissions in the content thereof. This limitation includes damages to, or for any viruses that infect, your
computer equipment.

3. Indemnification. You agree to indemnify, defend and hold harmless
www.HealthandBeautyDoctor.com, its officers, directors, employees, agents, suppliers and third party
partners from and against all losses, expenses, damages and costs, including reasonable attorneys'
fees, resulting from any violation by you of these Terms of Use.

4. Privacy. www.HealthandBeautyDoctor.com respects the privacy of its Web site users. Please refer to
www.HealthandBeautyDoctor.com that explains users' rights and responsibilities with respect to
information that is disclosed on this Web site.

5. Third Party Web sites and Links. This Web site may contain links or references to other Web sites
maintained by third parties over whom www.HealthandBeautyDoctor.com has no control. Such links are
provided merely as a convenience. Similarly, this Web site may be accessed from third party links over
whom www.HealthandBeautyDoctor.com has no control. www.HealthandBeautyDoctor.com makes no
warranties or representations of any kind as to the accuracy, currency, or completeness of any information
contained in such Web sites and shall have no liability for any damages or injuries of any kind arising from
such content or information. Inclusion of any third party link does not imply an endorsement or
recommendation by www.HealthandBeautyDoctor.com.

6. Medical Information. This Web site may contain general information relating to various medical
conditions and their treatment. Such information is provided for informational purposes only and is not
meant to be a substitute for advice provided by a doctor or other qualified health care professional.
Patients should not use the information contained herein for diagnosing a health or fitness problem or
disease. Patients should always consult with a doctor or other health care professional for medical advice
or information about diagnosis and treatment.

7. Forward Looking Statements. This Web site contains forward-looking statements about
www.HealthandBeautyDoctor.com financial and operating performance, business plans and prospects,
in-line products and products in development that involve substantial risks and uncertainties. Actual
results could differ materially from the expectations and projections set forth in those statements. Such
risks and uncertainties include, among other things, the uncertainties inherent in pharmaceutical research
and development; decisions by regulatory authorities regarding whether and when to approve drug
applications and supplemental drug applications as well as their decisions regarding labeling and other
matters that could affect the availability or commercial potential of www.HealthandBeautyDoctor.com
products; competitive developments; the ability to successfully market both new and existing products;
challenges to the validity and enforcement of www.HealthandBeautyDoctor.com patents; trends toward
managed care and health care cost containment; governmental laws and regulations affecting health
care, including without limitation regarding pharmaceutical product access, pricing and reimbursement;
and general economic conditions, such as interest rate and foreign currency exchange rate fluctuations.
www.HealthandBeautyDoctor.com assumes no obligation to update any forward-looking statements as a
result of new information or future events or developments.

9. Trademarks. All product names, whether or not appearing in large print or with the trademark
symbol, are trademarks of www.HealthandBeautyDoctor.com, its affiliates, related companies or its
licensors or joint venture partners, unless otherwise noted. The use or misuse of these trademarks or any
other materials, except as permitted herein, is expressly prohibited and may be in violation of copyright
law, trademark law, the law of slander and libel, the law of privacy and publicity, and communications
regulations and statutes. Please be advised that www.HealthandBeautyDoctor.com actively and
aggressively enforces its intellectual property rights to the fullest extent of the law.

10. Copyrights. The entire contents of this Web site are subject to copyright protection. The contents of
www.HealthandBeautyDoctor.com Web sites may not be copied other than for noncommercial individual
reference with all copyright or other proprietary notices retained, and thereafter may not be recopied,
reproduced or otherwise redistributed. Except as expressly provided above, you may not otherwise copy,
display, download, distribute, modify, reproduce, republish or retransmit any information, text or
documents contained in this Web site or any portion thereof in any electronic medium or in hard copy, or
create any derivative work based on such images, text or documents, without the express written consent
of www.HealthandBeautyDoctor.com. Nothing contained herein shall be construed as conferring by
implication, or otherwise any license or right under any patent or trademark of
www.HealthandBeautyDoctor.com, or any third party.

8. Non-Confidential Information. Subject to any applicable terms and conditions set forth in our Privacy
Policy, any communication or other material that you send to us through the Internet or post on a
www.HealthandBeautyDoctor.com Web site by electronic mail or otherwise, such as any questions,
comments, suggestions or the like, is and will be deemed to be non-confidential and
www.HealthandBeautyDoctor.com shall have no obligation of any kind with respect to such information.
www.HealthandBeautyDoctor.com shall be free to use any ideas, concepts, know-how or techniques
contained in such communication for any purpose whatsoever, including but not limited to, developing,
manufacturing and marketing products.

11. Void Where Prohibited. This Web site and its contents are intended to comply with the laws and
regulations in the India. Although the information on this Web site is accessible to users outside of the
India, the information pertaining to www.HealthandBeautyDoctor.com products is intended for use only by
residents of the India. Other countries may have laws, regulatory requirements and medical practices that
differ from those in the India. This site links to other sites produced by www.HealthandBeautyDoctor.com
various operating divisions and subsidiaries, some of which are outside the India. Those sites may have
information that is appropriate only to that particular originating country. www.HealthandBeautyDoctor.com
reserves the right to limit provision of its products or services to any person, geographic region or
jurisdiction and/or to limit the quantities or any products or services we provide. Any offer for any product or
service made on this Web site is void where prohibited.

12. Governing Laws. This Terms of Use Agreement and your use of the Web site shall be governed by
the laws of the India without regard to its conflicts of laws principles. Any legal action or proceeding related
to this Web site shall be brought exclusively in a state court of competent jurisdiction sitting in New Delhi,
India.

13. Miscellaneous. If any provision of this Agreement is held to be unlawful, void or unenforceable,
then such provision shall be severable without affecting the enforceability of all remaining provisions.
www.HealthandBeautyDoctor.com reserves the right to alter or delete materials from this Web site at any
time at its discretion.